The U.S. Mint has been screwing up for a long time and doing very stupid things. This was their chance to do something great and they screwed it up on many fronts. The privy marks are my big issue, but the overall appearance is very bland and, as you said, grey looking. I've only seen the privy marked ones, so I can only comment on those. Maybe since the D and S coins were actually struck at those mints and aren't just Philly coins with a fake mint mark, maybe they'll look better. I've noticed that D mint circulation coins actually tend to look nicer than Philly ones.......maybe this will hold true for the Morgans. There's still the Peace Dollar as well......maybe they did a better job there, too. But I will say this....I think they missed some opportunities by only striking the Peace at Philly and doing no West Point coins. Though I don't really collect U.S. coins, I am a native New Yorker. I really would have been on board with a 2021 W Peace or Morgan Dollar and I would have been in the market then. In 2016, I did buy one of the Standing Liberty Quarters because of the W mint mark. I freely admit it. It's one of the only U.S. coins I own and I really do love it.