I’m not quite sold on the whole crypto thing. I think with the way cybercrime is right now, it opens up the possibility to lose all of your money. I know that bank accounts can be hacked now, but ALL of my money is not in my bank account. Not to mention that technology doesn't always work. Imagine that you are trying to pay for your cheeseburger and your digital wallet or whatever doesn’t work, or there are problems on the other end. You don’t have to worry about your cash not working or having a glitch that won’t let you use it. Maybe I am behind the times, but I like hard assets. It has worked for a long time.