I only buy one regular strike per year now. I also have a full set of raw ASE that I put together as a collection of the dates for birth years for grand kids and then decided to make it a full set after collecting 14. I have a couple graded MS70 and one proof that I picked up for cheap, the rest I hand picked . The raw coins are all very nice and they all look like MS coins but in the real world they are not worth anything but what someone or the market will give me. I see you are referencing the red book on a lot of your posts. I use it quite a bit also but that is not necessarily what a coin in hand is worth. It is a good guide but in the end there are many factors to consider. Coming to this forum is a great place to meet and talk with NGC staff, collectors, writers and dealers that have many years of experience. I for one am grateful for the friendship and knowledge that I have received here.