Welcome to the NGC Forum! A 'spender is a coin that has no extra value, so if you don't want to keep it, you can spend it. Your new pic came in as I was typing, much better pic of the damage. Other comments will follow, have patience, as it might take a few days for members to view it. While you are waiting for responses, I recommend that you read at the very top of this Newbie Coin questions area the thread entitled, 'What you need to know before posting coins for enquiry'. You will enjoy it and will help you on your future coin world journey.