Being cautious of a key date raw coin is a good thing, that is not to say that there are not any good raw key date coins out in the wild. In addition to my slabbed coins, I myself have a 1909 SVDB in VF condition, as well as a 55/55 and a 22 plain in my raw dansco album. What is important is to know what you're looking at or buying from a trusted source, not some yahoo on etsy or fakebook. Knowledge is key in situations like this, that does not guarantee you cannot get burned but the more you know the less the risk.
Now finally with the full coin photos I would say that from these photos the coin looks to grade VF30 which the price guides put at around $1,100 to $1,300 in value, so the asking price is not out of line for a nice original example. However, it also looks to have been cleaned in the past from the photos and as such should reduce the value to something more like the price of a Fine or VG price. As a comparison tool here is one of my 22 no D strong reverse coins, this is what a circulated VF coin should look like in my opinion.