Payment methods or options 0

[TopPopLowMintage]

I did a search for "payment" and "payment options" and I see different listings with different methods or options including PayPal/Venmo/Zello/Bitcoin, etc. 

Are there "official" or allowed payment methods or options and rules or policy for each? I personally prefer wire, ACH or Bitcoin/Crypto.

[valk1999]

Venmo and Zelle should be reserved for your very close friends, family that you trust.

PayPal offers a bit of protection, especially when you fund your PayPal purchases with a credit card, not a debit card.  If PayPal rules against you in a dispute, then your credit card company may help you get your money back in the event of a scam, etc.

 

[Coinbuf]

If you are asking what you can accept here on the marketplace section of the forum, as a seller you can accept or deny any form of payment you choose to.   Keep in mind that by refusing to accept some types of payment you may not be a viable option to all buyers.    As an example I would never use wire or ACH due to the costs and the dangers to me as a buyer, likewise I am not a user of any sort of crypto currency.   So I would not be interested in doing business with you regardless of what you might be selling due to your payment options.   This is a very small forum with a limited number of active members, if you really want to sell something you might need to be more open to other payment options.

[TopPopLowMintage]

Thank you valk1999 and Coinbuf for the responses and info. PayPal has too many downsides such as fees, holding time, chargebacks, etc for me to use. Some banks provide free wire service to their customers and ACH is free. It's basically "Bill Pay" on some online banking platforms.

If it's someone I've done business with before or someone who is a senior member here, and I know they are a straight shooter and legit, then I'd consider letting them pay via PayPal. That said, crypto is faster and costs much less than a standard wire. Started investing in it a couple of years ago before the big rise and am getting more comfortable with it. Haven't had anyone pay me with it yet but I certainly would like to get more experience using it as a payment method.

Have there been any scammers in here? Isn't everyone here an NGC member - which I would think weeds out most of the riff-raff? I will be mostly selling here and I'm mostly worried about buyers claiming they didn't receive the coin, the coin isn't what it is, etc. I plan to either ship via Registered Mail or Priority Mail with Signature Confirmation, and of course Tracking.