I hit a hard spot in late October. Totally unprepared. I thought well I got my collection. Wrong. The 5 D's for selling a collection DEATH, DEBT, DISEASE, DIVORCE, DISABILITY. I got hit hard by debt and divorce. It takes a long time to liquidate a collection than I thought. The local coin shop here in Temecula gave me only $210 for much of my collection including my silver. It cost me well over $1,000 for those coins. Don't know what the three quarters will sell for at auction. The 17 sent back to me, plus a 54 Quarter and 44 mercury dime are all I have left from my certified coins.