“PIF by Borrower”
For months now I’ve been crossing my fingers hoping that I’d get a nice bonus and we’d be able to pay off my student loans and maybe finish paying for the cruise we’re wanting to take in October.
I’m still waiting to find out about if I’ll get a bonus this year, but we just got a big surprise on our Taxes. Because we can claim an extra dependent this year and a couple of other things this year, instead of owing money we’re going to get some back and this is going to let us pay off my loans, pay off the cruise and have a little left over. We may be able to use that to eliminate one other debt and, if we can, that’d be three big bills / debts off our plate.
I have to wait until the money comes in and we can’t file until we get one last form, but my student loans are as good as dead - 6 years early. My reward for paying 2.5 times the normal payment every month that I could afford it.
“PIF by borrower” are wonderful words.
… Now to start working harder on her student loans. That… will take a while and be fun.
Hey, maybe, if I do get a bonus, I really will get to treat myself a little!
As it happens, just in the last couple of days, an NGC graded 1880 10G coin has come up for sale in an old fatty holder with a 1959XX serial number. I’d be a perfect addition to my set but the seller’s asking price is a bit steep. If I get a good bonus, I may try to make an offer and see if they’ll take something more reasonable for it. If I don’t get a bonus and it’s still available in a few weeks I may just negotiate a deal with my wife, just like I did when I got the 1888 in early 2018.
If it’s still available when I’m ready to buy, I’ll be really excited to get that coin. But getting rid of these bills will feel great.
I do sometimes question if I’d be better served to have put even more towards the bills and less than I currently do to the coins and the hobbies, but this is my fun, this is how I treat myself, and there are worse ways I could do it.
Yup... I'm probably going to have a hard time using most of that grading credit if I keep going for things that are already graded.
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!Register a new account
Already have an account? Sign in here.Sign In Now