I see the details not near as good on mine coin as the ms62 I posted. To me it looks like erosion on the die? since these territorial pieces weren’t produced from the mint, I’m sure they used the die until they were practically trash, printing as many coins as possible, without trading up the die like the mint would, prolly useing them till the die broke. This is just speculation. I appreciate your input and would love to hear some more feedback from others. As for a base metal underneath, I’m not sure I’m convinced there is, there’s some rather deeper scratches on the front of the coin near lady liberty's face, that show no sign of plating underneath, they seem deep enough that it would have show through. The back does have some spotting issue and I agree but I’m also taking into the account that these coins didn’t come from the mint, and even appears to be a bubbling issue on the ms62 I posted. There’s a large bubble spot right below the O on San Francisco. I believe the shininess on the stars are were the coin rattled back and fourth on As it free floated In it’s hard case. The gold seems to be of low quality to me, possibly 14-18k. Again this is speculation to me and I wanted to get other people’s input before spending money on grading it. The 3 stars do look different colored but it looks like a shinny gold to me.