CoinCowboy

I'm a noobie, the whole virus thing got me thinking about a hobby, and now it seems I'm hooked.  No doubt I'm dumber than dirt than most on the hobby, but I'm learning (had a hard lesson or two about live bidding, ouch, lol).  I do find the two primary rating services interesting - I've joined both teams; I'm focused on Ikes, Peace Dollars, Pandas and Silver Eagles, and for bullion I do the gold Buffalo thing. Of the 200 graded coins I've acquired, it seems I'm about 50-50 on the slab sources.  I tend to look at the coin, and using my own inexperience make a determination. 

i do appreciate the open source of NGC. if in fact coins are consistently graded inconsistently, I do like the idea someone mentioned above about having a points adjustment - super reasonable suggestion. but maybe because requires human judgment, this will be too elusive, and this debate will rage on and on?

three kids, the oldest one graduated college last year and is self sufficlent, she was hell on wheels in high school but now a great kid.  middle and young kid still in a pricey private university (the wife's fault), and the bills I see make me fume. but i try my best to tell myself one day it will all get better, lol.