Coinbuf - thank you, your guidance was great and my situation was exactly what you described. My eligible coins have since been transferred to a competitive set.
Part of my confusion was that I have a lot of U.S. Mint proof sets, uncirculated sets and uncirculated (non-NCG) coins which are not, "competitive."
My story: My Dad was a huge collector, collected many various coins, passed and then passed them to me - I am now just taking this set over (and am not wanting to simply go to a, "coin dealer" to value or sell them).
An unfortunate side to, "my story:" When the State Quarters program first started, my Dad FULLY bought into the fact that this would be a grand investment/venture. Unfortunately, as you know, this was not the case - I have several, several dozens of U.S. Mint wrapped/packaged State Quarters. What are your thoughts on those? Should I just hold them, pass them to my children, and hope they will have value for them or their children? Or, will they likely never have true-value increase and find an outlet to sell them now (they do take quite a bit of space in my collection?
Thanks again ~
Craig