I will post a pic when I get home from work....

Question: does splotchiness automatically mean AT?

One more: is it possible that a Coin be AT if it is in a respected TPG slab?

I picked up a NGC ms65, 1899-O Morgan dollar. It has some very nice toning, IMO but it has some splotching which drew some red flags for me. I paid FMV for a normal ms65 1899-O Morgan which is another reason I think its AT.

I will have picture up in about 2 hours from now

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