Have to wait to submit my coins

A bank screw up has left us broke this month until they can fix it, so I have to wait an extra month to renew my full subscription and get my 5 free submissions sent in. I plan to use the 5 to send in my 4 Proof Prez Dollars, and one of my Merc Dimes. Inside the proof set of dollars is the error Thomas Jefferson with extra wisp I have spoken about earlier. The dime will probably be either my 1945 Micro-S, or the best one from the 40's that I can find. I will contact NGC by phone before submitting, as I want the error to be designated as 'Extra Hair Wisp', or something similar. Do they have a set method for naming errors, or do they rely on the submitter to name the error? I will find out, and let ya know (unless someone has already been through it tells us about it).