Is it that they were bodybagged, or is that they just didn't cross at an equivalent grade?

My initial reaction to the earlier posting was that if your coins were bodybagged, that something must have been wrong with them, and that you at least did have the coins to make your set, small consolation that it was, and if they were cleaned, damaged, or what-have-you, could have NCS (NGC's sister "Conservation" company) conserve and encapsulate them for you.

In reading your most recent entry, it almost sounds like you may have put a limitation on your grading with NGC, and that if the coins did not meet a minimum grade, that they should be returned to you, and that's exactly what happened.

If that's the case, I just have to wonder if, given the chance, exactly how NGC would grade the coins, without a minimum grade limit. Would it be an MS65 if you didn't require MS68 or higher for instance? Just an example.

I could be way off base, they could have been bodybags for "cause" such as whizzed coins, cleaned coins, or other evil things, but as yet I am unclear. It sounds like you may be unclear too, but the vagueness of the reason is why it sounds like maybe they just didn't cross at the grade you hoped and thus weren't encapsulated if you instructed NGC not to do so. When coins are damaged for some reason, NGC is usually pretty clear on the wrappers as to the nature of the "problem coin."