Hard to pay for

I bid on a fantastic coin the other day. Very surprised I won it and when I went to pay, Heritage told me that because it is over $2500 that I can only pay using my checking account.

I have purchased a handful of items from Heritage and I have never had any issues splitting up the purchase over multiple payment methods. They told me that it is clearly in their terms and conditions. I told them that nobody reads those things.

After telling them what I would have to do to complete the transaction. Basically they would have to wait 30 or so days for me to come up with the cash, they told me they would make a one time courtesy and allow me to split up the payment.

I have never seen a company get in the way of someone who wants to pay. The fees they incur for credit cards is a price they pay to have the ability to take those cards. If they are not happy about the 2-5% the cards charge then just dont accept them at all. Limiting how much you can pay on a card is just going to hurt them in the long run.

So I will soon be getting an awesome coin in the mail. Probably shipped in a priority mail envelope with some scratchy cardboard attached to the coin. A simple bubble mailer would be better but those they would have to purchase. They are having none of that!

I also have spoken to them about their shipping practices and explained to them that nothing about how they ship could be deemed a best practice. They are simply too big to fail so why change anything.

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