• When you click on links to various merchants on this site and make a purchase, this can result in this site earning a commission. Affiliate programs and affiliations include, but are not limited to, the eBay Partner Network.
  • entries
  • comments
  • views

Invest or Save....



I'm not sure what to do.

Well friends, I live the life of a poor college student. I live most of the year in a small dorm. My parents pay for my tuition, phone and car insurance. I work a part time job to pay for my food, medicine and most anything else I want while I'm up here. What's left after I pay for the necessities becomes my coin budget (coin collecting crowds pretty much everything else out of the discretionary budget).

1 other thing does manage to complete with the coins though. I set aside a little money with each paycheck (usually $50 or $100) that I promise myself that I will not spend. And I haven't. I've gone from being broke at the end of the summer to having about $900 "in reserve." That then becomes my problem. That $900 would buy some of the coins I really would like to get. I could even finish a set or two that are close to being finished. But the coins aren't particularly rare. There will definitely be opportunities to get them later. So I think I can afford to wait. Though I find that I have increasingly little faith left in the future value of the dollar and I get basically no interest on any of it. So it sits there shrinking in value... man, how I do hate inflation...

So what to do then? Do I break that promise to myself and "raid the piggy" so to speak, or do I continue to save it and not augment my coin budget with this savings?

hmmmm.... what to do, what to do....

I'll probably hold on to the money. At least a while longer. That's what I said I'd do. I like having the financial buffer and I hate to lie to myself.

I'll have to content myself by living vicariously through the boards and the journals.

As a small update to my last entry, the missing coins and camera have not yet been found... still.



Recommended Comments

There are no comments to display.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now